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Frequently Asked Questions

About ONEdna

1What are Genes and DNA?+

Each person has the same set of genes – about 20,000 in all. The differences between people come from slight variations in these genes. For example, a person with black hair doesn’t have the “black hair gene” while a person with blonde hair has the “blonde hair gene.” Instead, all people have genes for hair color, and different versions of these genes dictate whether someone will have black hair or blonde hair.

DNA stands for deoxyribonucleic acid. It’s the genetic code that determines all the characteristics of a living thing. Basically, your DNA is what makes you, you!

You got your DNA from your parents, we call it “hereditary” (information that is passed on to the next generation). Nobody else in the world will have DNA the same as you, unless you have an identical twin.

2How are genes related to your health?+

Your genes helps explain what makes you unique, why family members look alike, and why some diseases run in families. Taking time to learn about it will help you understand your own and health and make healthy choices.

Most common diseases are a result of both your genes and your environment. Your environment can include personal choices, such as what foods you eat and how much you exercise, and external factors, such as stress and air quality.

It is important to understand that most times your genes do not determine your health but by understanding your genes, you are much more knowledgeable to live a pro-active and healthy lifestyle. For example, your genes can double the risk of heart disease, but a good lifestyle cuts it in half. Just as important, a terrible lifestyle erases about half of the benefits of good genetics.

3What is ONEdna, what will the test will cover?+

ONEdna provides a comprehensive view and analysis of your genes. The results may give you insights into your health status and risk for disease, optimal dietary and nutrients response, understanding of which medications may work better and an optional cancer screen to identify risk of common cancers:

1. Health risk – Discover your genetic risk for highly preventable health conditions such as heart disease, stroke, high cholesterol, non-alcoholic fatty liver disease, and obesity. Understanding your risk allows you to make changes to your diet and lifestyle, reducing your overall risk of developing such health conditions.

2. Dietary & nutrients – Optimize your diet by understanding how your genes affect your response to foods and nutrients such as carbohydrates, fats, Vitamin C and more. Eat a diet most suited to your genes.

3. Drug response – Understand whether over 100 FDA-approved drugs are more likely to help you or hurt you. Adverse drug reactions affect millions of people around the world – prevent it from happening to you.

4. Inherited cancer screen (optional screening if you have family history of cancer) – Identify if you have a genetic mutation associated with 8 common cancers: breast, ovarian, colorectal, melanoma, pancreatic, prostate, stomach and uterine. Early screening and detection of cancer risk can save lives.

4Who is Prenetics?+

Prenetics is the leading genetic testing / digital health company in Southeast Asia. Prenetics was founded as a university spin-off company in 2009 by scientists and professors from City University and Chinese University of Hong Kong. Prenetics owns and operates our own DNA laboratory with international quality standards and effective protocols in place for handling samples and DNA test processes. To date, Prenetics has performed over 200,000 DNA tests. To learn more, please visit www.prenetics.com.

5How accurate is the ONEdna report?+

ONEdna’s genotyping has a 99.8% accuracy validated by the CORE Facilities-Genome Sequencing Laboratory (CFGSL).
Prenetics, the provider of ONEdna, processes all ONEdna test samples in their own proprietary laboratory based in Hong Kong. All DNA categories tested in ONEdna are supported by a rigorous volume of research conducted by leading science and research institutes around the world. .

6How can I get access to this service?+

With effect from 3 Apr, this value added service will be provided to customers upon issuance of the following designated life insurance protection plans underwritten by HSBC Life: HSBC Comprehensive Critical Illness Protection Plan, Goal Access Universal Life Plan (Protection), Lifestyle Wealth Protection Plus, WholeLife Protection Plan, Privileged Term Protection Plan and Jade Global / Jade Ultra Global Generations Universal Life (not applicable to the RMB currency plan) (Eligible Policies) (Eligible Customers).

7Can I buy this test separately for my family members or friends?+

ONEdna test has been developed exclusively for HSBC Eligbile Customers and cannot be purchased directly at a retail level.

8Is the ONEdna test applicable for individuals under the age of 18?+

ONEdna is a test designed for adults over the age of 18. Please note that for the pediatric population, there is limited supporting research for many parts of the ONEdna report that are fully validated for the adult population. Any information and recommendations provided in the ONEdna test report are intended for individuals over the age of 18.

9Why is the cancer screening test optional?+

The hereditary cancer risk screening for ONEdna is an opt-in test that individuals with a family history of cancer can elect to take to assess the possible cancer risk supported by scientific research. Early screening and detection of cancer risk can save lives, and by understanding individuals’ risk for common cancers through genetic mutations can help individuals take preventive action. However, the cancer screening may lead to discovery of sensitive and/or unsought information about your health. Additionally, environmental and lifestyle factors often play a large role in your risk for developing cancer, and the cancer screening test will not be able to reveal any information unrelated to hereditary factors, thus only recommended for individuals with family history of cancer by institutional guidelines.

Please also note that your inherited cancer screen results will not be shared with your insurance provider or other 3rd party. However, as per industry standards, it is possible that you may need to share the results of your cancer screen with your insurance provider in your future insurance applications if asked.

10Can I request the optional cancer screen test after I receive my report?+

No. If you do not have family history of cancer, you cannot opt in for the cancer screen test when you activate your kit on ONEdna website or on the mobile app. Customers who opt in for cancer screening test will also be required to give Prenetics the consent to process your sample during the activation process.

11Will the Cancer screening test affect the premium and underwriting of the plan I just purchased?+

No, such test results will not affect the underwriting by HSBC Life for the Eligible Policiesissued. The ONEdna test results are provided to the Eligible Customers for reference only and the test results would not constitute or intend to be construed as health/medical advice to the Eligible Customers or any third party.

12Who has access to my results? Will my results be shared with third parties?+

Only you have access to your test results. If you wish, you may disclose your test results to your healthcare provider or guardian for further advice.

We understand and respect the sensitive nature of the information you provide to us, and protecting your personal data is our commitment to you. We will not sell, lease, or rent your individual-level information (i.e., information about a single individual’s genotypes) to any third party.

13Will you share my information with my insurer? Could my results affect my insurance coverage?+

We DO NOT share any of your genetic data or the results of your ONEdna test with your insurer or any third party, even if they have paid for the test.

In addition, your results will have no effect on your insurance coverage. By default, your insurer will not have access to any of the results of your test.

We encourage you to read our full Privacy Statement for more details related to your privacy.

14Do I need to disclose the DNA test for future purchase?+

The ONEdna test results, which are prepared by Prenetics, are strictly confidential between the Eligible Customers and Prenetics. Your results are confidential and you do not need to disclose your DNA test results with your insurance provider. However, if you had elected to perform the inherited cancer screen test, it is possible that you may be asked to disclose these results for future insurance applications. Currently, no insurers in Hong Kong request for such information.

15Is there any law in Hong Kong govern the use of DNA test?+

No, there are no laws in Hong Kong governing the use of DNA tests.

16If I have applied more than 1 eligible policies, how many ONEdna test trials will I receive?+

Each eligible policy will go with an ONEdna test as a value added service for customers.

17Where can I find more information about the ONEdna test?+

For further information about the ONEdna test, please visit www.ONEdna.co and to learn more about Prenetics, the provider of ONEdna, you can visit www.prenetics.com. You can also get in touch with us at [email protected] with any specific questions you may have. You can also call us at (852) 2210 9595 (servicing hours: M-F, 10am-6pm).

Redemption and Sample Collection Process

1So how will I receive the ONEdna test? How does the test work?+

Your HSBC relationship manager will provide you with the ONEdna sample collection kit upon completing application of designated plans, which you can register right away with your agent’s help. ONEdna is a saliva-based test, which you can perform in privacy wherever you would like.

Once the sample is ready for shipment, simply arrange for a courier pick up through SF express at (852) 2730 0273, and mention "ONEdna". They will arrange a complimentary courier pick-up of your kit and deliver it to our laboratory in Hong Kong. A physical drop-off is also available by visiting the Prenetics office located at 663 King’s Road, 7/F in North Point (opening hours: M-F, 9:30am-6:30pm).

2When is the deadline to send out the saliva sample?+

You have to complete the online registration and successfully send out saliva sample to Prenetics within 12 months upon expiration of the cooling off period of the Eligible Policies issued.

3Is there any different redemption and sample collection method for local and overseas customers?+

No, both local and oversea customers will receive the ONEdna box at the time of successful application of designated plans.

Oversea customers should make note to remember to return the saliva sample leaving Hong Kong. For customers located in China, please note shipping saliva samples to Hong Kong is not allowed. If you are staying in a hotel in Hong Kong, simply leave the saliva sample with your hotel concierge and arrange for a courier by SF express for pick-up or drop the sample off at the Prenetics office located at 663 King’s Road, 7F in North Point (opening hours: M-F, 9:30am-6:30pm). The courier delivery service does pick up from residential districts as well.

4Can overseas / NRC customers provide the saliva sample at branches as some of them may need to leave HK immediately after purchasing the insurance plan?+

All Customers will be advised to 1) deliver the sample through SF Express courier (also available in residential districts); or 2) drop off at Prenetics Laboratory. In case they are not able to deliver the samples in the 2 default delivery methods above, 2 backup options are available for exceptional circumstances: 1) pass the sample to RM at branches to arrange SF Express courier pickup; or 2) leave the sample at hotel concierge to arrange SF Express courier pick up.

5Can my NRC / overseas client mail back the saliva sample from overseas?+

No. Samples received from overseas will not be accepted by Prenetics. In addition, China specifically prohibits samples to be sent outside of the Mainland.

6What if the saliva is lost in transit?+

In the highly unlikely scenario that a saliva sample is lost in transit, Prenetics will contact the customer to send a replacement kit, and to offer the alternative of coming into our laboratory to provide their sample. Note that we have designed the saliva tube so that there is no personally identifying information on the saliva tube. Only an anonymous barcode number is found on the saliva tube.

7How secure is the saliva collection process? Any other means than sending by courier?+

It is designed to be secure. Prenetics has a strategic partnership with the courier, SF Express, where the latter’s staff are specially trained to handle collection of the ONEdna saliva samples. However, customers are also welcome to drop off their saliva samples in-person at the Prenetics laboratory at 7/F, Prosperity Millennia Plaza, 663 King’s Road, Quarry Bay, Hong Kong.

8How will I get notified by the progress of my ONEdna test (e.g. saliva is received, test begins etc)?+

Email notifications will be sent at the following events:
1. Online Registration confirmation
2. Sample received at Prenetics’ laboratory, testing to begin on the working day after the cooling off period expires
3. DNA testing begins, report to be ready in 10 working days
4. Report ready for download
5. Make an appointment with Prenetics for a 30 min complimentary consultation (via phone) with their designated genetics trained dietitians via www.ONEdna.co or the ONEdna app or phone.

In-App Tracking, for customers who downloaded the ONEdna mobile app:
1. Online Registration (date)
2. Sample received at Prenetics’ laboratory
3. Sample approved for processing (for overseas customers only)
4. Report ready for download

9Any enquiry hotline that I can call?+

  • Please refer to online instructional video at www.onedna.co
  • Or simply call the ONEdna hotline at Prenetics: +852 2210 9595.
  • Or email Prenetics’ at [email protected]

10Will Prenetics return me the saliva sample I sent if I withdraw my life insurance application eventually (i.e. won’t perform test)?+

No, Prenetics will not return the saliva sample. However, HSBC Insurance will inform Prenetics to dispose of the sample.

ONEdna Test Results and ONEdna Services

1Can I view my report on my phone or tablet? How can I download the ONEdna app?+

With your ONEdna Sample ID, you can access the ONEdna app with which you can view your DNA results on the go and use exclusive features such as a photo food-diary and talk to a genetics-trained dietitan.

Please see Page 7 of the report for further details on the ONEdna app.

2What services and functions will the apps provide?+

The ONEdna app allows users to access their DNA results anywhere, receive personalized health recommendations based on their food diary or activity data, and chat with a genetics trained dietitian. Users can set a goal during the onboarding process, either to lose weight or live healthier. Their progress will be tracked with scheduled reminders, and users can reach out to the dietitian for any questions / support to achieve their goals.

App users have access to great features such as: 1) a photo food-diary to keep track of their meals and receive healthiness ratings and calorie information; 2) step / exercise log that translates the steps in to fun and informative equivalents in food items (e.g. "you burned 3 char siu baos today!"); 3) weight log; and 4) community blog for learning and support. A progress tracker is also accessible to view performance across diet, exercise and weight categories over the week or month in one glance. User activity on the app is rewarded with a monthly lucky draw based on a minimum number of food items / steps taken each month.

3Is there any charge for downloading/using the apps?+

No, the ONEdna app is complimentary for all ONEdna customers for 12 months beginning on the day the DNA result is returned.

4How to download the apps if I’m iOS/Android user?+

Please enter “ONEdna” in the App Store or Google Play to search for the mobile app. Alternatively, scan the QR code provided on page 7 of your DNA test report.

5Is the App able to be downloaded in China?+

Yes, the app is fully functional in China and can be downloaded on Apple’s App Store and Google’s Play Store. Alternatively, scan the QR code provided on page 7 of your DNA test report.

6How can I schedule my phone consultation to discuss my DNA test report?+

Included with every ONEdna test is a complimentary 30-minute consultation with one of our genetics trained dietitians or a board-certified genetic counselor - an expert dedicated to helping you understand your results and your DNA. He / She will help you review your personal results, providing actionable health recommendations, and answer any questions related.

Book your phone consultation on the ONEdna mobile app, website (ONEdna.co/consultation), email ([email protected]) or hotline (+852 2210 9595).

7What sort of support service can the dietitian give me when I use the mobile app?+

Users will have access to a dietitian trained in genetics, within the app, for questions related to their DNA result, lifestyle and diet. Dietitians can provide specific feedback about the food photos that were logged (healthier alternatives, nutrient information, etc) as well as general tips to improve health based on your genes and your activity history in the mobile app. The full chat history with the dietitian will be saved so that you can re-visit the advice you received in the future. This mobile app service will be available to customers for rolling 12 months from the delivery date of the ONEdna Report.

8Should I consult my doctor about my DNA results?+

The ONEdna test results are provided to the Eligible Customers for reference only and the test results would not constitute or intend to be construed as health/medical advice to the Eligible Customers or any third party. The Bank and HSBC Life shall accept no liability or responsibility in relation to the use of or reliance on such ONEdna test results by the Eligible Customers. Eligible Customers are recommended to consult their own medical practitioners for medical/health advice.

Data Protection

1How long will Prenetics keep my personal record?+

Data will be retained as long as Prenetics expects to provide ONEdna services to you. Data retention during the ONEdna service period allows us to provide you with a consistent and quality experience and is also with global standards.

2Will my personal information be destroyed after the test is done?+

After the analysis of your sample is complete, your sample is immediately disposed of in line with standard laboratory practices.

Your personal information is required to be retained in order to provide the ONEdna services to you during the 12 month period of complimentary access to the exclusive ONEdna app (plus a 6 month destroy period).

However, if you do not wish to use ONEdna services, and would like Prenetics to destroy your genetic information, you may request Prenetics to do so. All genetic information within your account will be removed within thirty (30) days of receipt of your request. Backup copies may be retained for a limited time pursuant to Prenetics’ data protection policies. Prenetics may also retain limited registration information such as your name, contact, and transaction data for accounting, audit and compliance purposes.

3Will HSBC Insurance have access to my DNA test result?+

No, The ONEdna test results, which are prepared by Prenetics, are strictly confidential between the Eligible Customers and Prenetics.